Health Insurance Quiz - Test your health insurance knowledge

Health Insurance Quiz

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Question 1: The amount an individual must pay for health care expenses before insurance covers the costs is known as:
Out of pocket maximum
Out of pocket expense
Co-Payment
Deductible

Question 2: Can an employer change the health insurance carrier and the level of benefits during the year?
No, employers can change only the carrier but not the level of benefits
No, employers can change only the level of benefits but not the carrier
No, employers can change the carrier and the level of benefits only at the end of the year
Yes

Question 3: Most HMO policies require patients to pay a specific amount each time they visit their primary physician. What is this amount called?
Out of pocket expense
Deductible
Co-pay
Doctor's fee

Question 4: Which of the following government programs provide health care insurance for U.S. citizens 65 or older?
Social Security
Medicaid
Medicare
Supplemental Security

Question 5: Under COBRA, how long can you keep your employer-offered health insurance?
6 month
12 month
18 month
24 month

Question 6: A health savings account, is better suited for a:
Young employees
Employees with multiple chronic conditions
Large families
People over 65 years of age

Question 7: Approximately how many Americans are uninsured?
2.1 million
15.9 million
45.4 million
120 million

Press the Submit button to see the results.